Ensuring Trust, Compliance, and Quality
AI-Powered Banking and Financial
Application Testing Services
Provide seamless, secure online experiences to your customers with our AI-driven banking
and financial app testing solutions. Let’s launch robust banking and finance
software while ensuring compliance and security.
and financial app testing solutions. Let’s launch robust banking and finance
software while ensuring compliance and security.
Why Does QA Matter in Banking & Finance?
Industry Highlights & Statistics
of banking and finance apps have security vulnerabilities
0 %
of global phishing attacks target the financial sector
0 %
million is the average data breach cost per incident in finance.
$ 0
In our digital-first financial world, millions of transactions can be put at risk by one glitch. That is why
software quality assurance (QA) is mission critical. Be it a mobile banking app or a
payment gateway, QASmartz helps financial institutions ensure security, reliability,
and compliance across each point of engagement.
software quality assurance (QA) is mission critical. Be it a mobile banking app or a
payment gateway, QASmartz helps financial institutions ensure security, reliability,
and compliance across each point of engagement.
BFS Domain Testing Challenges & Solutions
Addressing Modern Hurdles in Finance
Key Challenges
Strict compliance requirements (PCI DSS, GDPR)
Complex integrations with legacy systems
Cybersecurity and data breach risks
High user expectations for uptime
Rapid release cycles
QASmartz AI-Powered Solution
Automated compliance testing and audit-ready reporting
API and regression testing for backward compatibility
Continuous security testing and vulnerability assessments
Performance and load testing under peak traffic
AI-driven test automation and CI/CD integration
Our Digital Banking and Financial Solutions
How We Help Financial Enterprises
Our banking and financial app testing services company helps you gain a competitive edge with high-quality QA/QC/QE.
Leverage our customized solutions for banking and finance to meet dynamic disruptions and customer needs.
Leverage our customized solutions for banking and finance to meet dynamic disruptions and customer needs.
Payment API Modernization
We can test your payment API and automation strategies across all integration channels, from merchant terminals and payment processors to exchange networks and financial institutions.
Omnichannel Transformation
Our team uses cloud-based mobile and browser automation to test your banking apps on all operating systems. This ensures top performance and reliability no matter what device your customers use.
Digital Assistants/Virtual Banking
Let us automate your AI-powered chatbots and virtual banking tools from start to finish with smart intent recognition, quick response creation, and easy integration with top AI platforms.
Trade
Reconciliations
We check and validate FIX messages for trader orders using scriptless automation tools. Detect trade issues quickly and support same-day processing and order resubmission in investment banking systems.
End-to-End Banking & Financial App Testing Services
Our Domain-Specific Testing Capabilities
We mitigate operational risk by rigorously testing complete banking and financial process flows—from initial login
to final transaction confirmation. Our end-to-end validation ensures critical operations like payment
processing and account management work flawlessly together.
to final transaction confirmation. Our end-to-end validation ensures critical operations like payment
processing and account management work flawlessly together.
We design and manage a dedicated Banking Testing CoE, providing strategic oversight by collaborating with sponsors, managers, DevOps teams, and stakeholders.
Ideal for establishing a centralized QA function to ensure governance across all banking projects.
We validate complete business process flows across interconnected systems and applications to ensure all features work seamlessly together in real-world scenarios.
Ideal for ensuring the integrity of critical customer journeys like loan origination or funds transfer.
Ideal for ensuring the integrity of critical customer journeys like loan origination or funds transfer.
We implement test automation strategies for a high ROI by accelerating release cycles, enabling frequent quality checks, and reducing defects and time-to-market.
Ideal for banks in need of quicker, more reliable releases with continuous regression testing.
Ideal for banks in need of quicker, more reliable releases with continuous regression testing.
Ensure smooth system upgrades and data migrations through robust QE, covering both functional and non-functional aspects, including region-specific operational rollouts.
Ideal for safeguarding core banking modernizations, mergers, and cross-country system deployments.
Ideal for safeguarding core banking modernizations, mergers, and cross-country system deployments.
Our DevSecOps team conducts thorough security audits to identify vulnerabilities while protecting your banking application from potential cyberthreats.
Ideal for protecting sensitive customer and financial data (PCI DSS, ISO 27001, GDPR).
Ideal for protecting sensitive customer and financial data (PCI DSS, ISO 27001, GDPR).
Let us simulate real-world scenarios to ensure that your financial software solution performs seamlessly under peak loads while preventing potential crashes.
Ideal for ensuring peak system performance during high-traffic events like fund transfers.
Ideal for ensuring peak system performance during high-traffic events like fund transfers.
We also ensure cross-device validation so that your banking application functions smoothly across different devices, operating systems, and browsers.
Ideal for delivering consistent banking experiences across multiple devices used by diverse customers.
Ideal for delivering consistent banking experiences across multiple devices used by diverse customers.
Make the app usable for individuals with disabilities, delivering a positive user experience for all customers by complying with industry regulations (WCAG, ADA).
Ideal for ensuring equal access for all customers, including those with disabilities.
Ideal for ensuring equal access for all customers, including those with disabilities.
Framework and Compliances We Follow
Trusted, Scalable Financial App Testing
At QASmartz, we integrate AI-driven testing models with a shift-left and continuous testing framework
that secures your business against regulatory risks, data breaches, and operational inefficiencies.
that secures your business against regulatory risks, data breaches, and operational inefficiencies.
Applicable Compliances for Banking QA:
ISO 27001 – Information security and data protection
GDPR – Data privacy and regulatory compliance for EU operations
SOC 2 Type II – Secure management of customer data
PCI DSS – Payment security for financial transactions
HIPAA – Data confidentiality in healthcare software
OWASP Top 10 – Application security best practices
Our Framework Includes:
End-to-end test automation integrated into CI/CD pipelines
AI-powered predictive analytics for risk-based testing
Continuous monitoring and performance benchmarking
Scalable test environments with reusable test assets
Real-time defect tracking and detailed QA reporting
Model-based testing for early detection of system failures
API Testing Tools We Have Expertise In
Fail-Proofing Your Complete APIs
Azure DevOp
Burp Suite
Gatling
GitLab CICD
Jenkins
JMeter
Katalon
OWASP ZAP
Postman
ReadyAPI
ReportPortal
SOAP UI
Tricentis Tosca
QA Wins That Speak Volumes
Why Choose QASmartz for Next-Gen
QE for Modern Banking Solutions?
25+ Years of Expertise
in Automation & QA Testing
With over 25 years of experience, we've perfected the art of QA and automation. Our deep expertise equips us to solve all your testing challenges, ensuring faster, more reliable releases every time.
24/7 Global
Testing Power
Our global team works around the clock, ensuring QA and automated testing are completed while your team rests—so you can stay on track
Comprehensive
Application Testing
We test your apps across all browsers, devices, and systems. With 100+ experts and the latest tools, we ensure flawless performance everywhere
Effortless
API Testing
API testing made easy with tools like Postman and SoapUI. We automate testing for REST, SOAP, and GraphQL APIs, saving time and reducing errors
In-House SaaS Expertise
Having built and tested our own SaaS products, we bring unmatched expertise to QA and automation for your SaaS solutions.
Affordable QA Services
Get top tier testing without breaking the bank. We offer high-quality services tailored to your budget, so you can focus on your project’s success
Experience QASmartz –
Free 40-Hour QA Trial
- Identify hidden bugs before they hit production
- Experience accelerated test cycles with automation
- Validate performance, security, and compliance across your apps
- Get a tailored test strategy for your business needs
Frequently Asked Questions
What is banking and financial application testing, and how does it work?
Banking and financial application testing is all about ensuring that any digital platform (mobile banking app, trading system) is always secure and reliable. It works by using various types of testing, such as:
- Functional testing for features like transactions
- Performance testing for handling high volume
- Security testing to protect sensitive data and prevent breaches
Why is banking application testing important for modern businesses?
Banking application testing is critical as it protects sensitive customer data, ensures compliance with strict financial regulations, and builds the customer trust that is essential for success.
Why Choose a QE Partner for Banking and Financial Services?
A trusted quality engineering partner like QASmartz ensures secure, compliant, and high-performing financial applications. With deep expertise in automation, AI-based regulatory testing, and cloud-based QA, they can help you release faster, minimize risks, and build customer trust
How can banking app testing support legacy and modern systems?
Banking application testing bridges both worlds by ensuring seamless integration between legacy cores and modern digital platforms. Through API validation, data migration testing, and cloud compatibility checks, it helps maintain stability, security, and consistent performance across systems.
What compliance standards do you follow during banking app testing?
At QASmartz, we ensure banking applications comply with key standards like PCI DSS, GDPR, SOX, ISO 27001, and FFIEC. Our QA processes focus on data privacy, transaction security, and regulatory adherence, helping financial institutions build trust and avoid compliance risks.
Do you have experience with specific core banking platforms?
Yes! We rapidly adapt our methodology to your technology stack. Our QA team has experience with a wide range of platforms, including:
- Temenos
- Finacle
- And customized solutions.
